2012 has just began, whether you’re ready to face all problems in 2012, including among them financial problems. Certainly the financial problem is one very important issue. Maybe you’ll plan to retire this year, or maybe you’ll buy a house, or anything else that would relate directly to financial problems. Prepare all that with having a safe savings, and have great benefits for you.

Please see the following 5 tips for saving money in 2012:

Tips 1. Begin managing your money or save entered correctly

The first Tips, before you start saving, you need to know how much monthly income, to determine the monthly income, you must add your total household income, ranging from your husband’s income, plus the amount of income of the wife, so in the know how much total revenue you get in a month. By knowing the amount of monthly income, you can get an idea, how much percentage that will be on the tube.

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While the uncertainty and unpredictability of life is the key to maintaining its charm, it is also such unpredictability that can cause heavy blows on your monthly budget. An accident, a leaking pipeline or a wedding gift for a friend can all lead you to run out of cash altogether in the middle of the month. It is in such times of need that pay day loans are the optimal option for you!

Even though payday loans can have higher interest rates, these loans are most convenient and can easily get you cash before your next paycheck. Lenders and highly flexible and can transfer amounts into your bank account as high as 1500 dollars within 24 hours of submitting the application. The most dominant feature of payday loans however, is the speed at which they are made available; the processing and approval of the loan application takes much lesser time that normal loan processing. Since this process usually takes place online nowadays, you can avoid the time spent dealing with traffic and long lines. Moreover it saves you from the hassle of all the paper work required for a traditional loan. All you have to do is fill a simple form online while applying for the loan and the loans can be transferred to your account at the end of the same day at times! read more

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Secretary of Commerce

Secretary of Commerce as well as executing the task of Investment Coordinating Board (BKPM) Gita Irawan Wirjawan said at Summit (Summit) ASEAN in Bali on November 16 to 18 there will be a wave of investment from foreign companies. ”Tens of billions of dollars, this is an incredible opportunity,” said Gita Wirjawan, at a press conference ASEAN Business and Investment Summit 2011, in the auditorium of Ministry of Trade, Jakarta, Wednesday, November 9, 2011.

The first wave, said Gita, a South Korean company Posco is from already committed to invest around U.S. $ 6 billion, and Handcooc approximately U.S. $ 1.2 to 1.5 billion. “Korea’s huge investment,” he said. Then, a second wave of Indian origin who have been very interested in investing in Indonesia. Not only the natural resources sector, but also in other sectors.

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Dahlan Iskan

State Minister for State Owned Enterprises (SOEs) Dahlan Iskan Ministry criticized the ranks of state-owned cultural climate that is considered too afraid of the boss. He hopes that culture can change in two years. Dahlan told in the first week he served as Minister of SOEs, he held a leadership meeting to discuss about the SOE SOE duafa. In a meeting last he took the decision that the state duafa should be acquired by state-owned companies that want to create a subsidiary.

But ultimately the decision of the Minister of SOEs became chaotic because there were several state-owned enterprises in the form of a public company (Perum) such as the National Film Company Perum (PFN). He is currently thinking of a way out that is specific to SOEs duafa Perum shaped.

“Meeting the first week to discuss the company duafa no one to remind me that Housing can not be taken into subsidiary companies,” he said in Jakarta on Wednesday, November 9, 2011. read more

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Ongoing Economic Crisis

Ongoing crisis in the nuclear power complex Fukushima, Japan certainly has hurt the nuclear industry, which are in the resurrection. “This at least is a disaster for the entire nuclear industry, even after Fukushima workers raced against time to bring back to the situation under control,” said Ravi Krishnaswamy, Vice President, Energy and Power Systems Practice, Asia Pacific, Frost & Sullivan, in a written statement received VIVAnews.com in Jakarta.

According to Ravi, various countries around the world have established a policy to introduce nuclear as an alternative fuel. Currently, several countries including Germany and Switzerland faced with the option to close the existing power plant or delay the development of planned advanced stage. However, many other countries including the United States, Italy, Poland, and Indonesia has committed to continue their plans.

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